Category: General

The Truth About Finances And Your Relationship - Couple Back To Back 2

The Truth About Finances and Your Relationship

I know it has been a little too long, but I have been working on some renovations to try to get my goals going. Who would have thought that time is finite! So inconvenient! Anyway, today I am back with a short post about telling the truth. There will come a time in most people’s lives where they will have the share their finances with another person. This can often stir up a wide range of emotions, and understandably so. Finances reveal a lot about who you are, what you like, your personality and much more. While it can be...

Net Worth Update - Money Tree 3

Net Worth Update – June 2017

The year 2017 is now over half way completed. So it is time for another net worth checkup. If you are not familiar with net worth, the idea is to calculate how much your possessions are worth if you had to consolidate everything at current value right now. To calculate it, you take everything you own, work out how much it is worth, and add it up. You then subtract from that number anything you owe people (like home loan, car loan etc). That gives you a final number called your net worth. It has been a very short first...

Money Tips - Tip Jar (#MoneyTips) 2

Money Tips 41 to 50 Explained

Money Tips 41 to 50 Explained (#MoneyTips) Time for my fifth set of 10 money tips to gain an explanation, after all, it has been a little while. I have posted my money tips to Twitter (using the hash tag #MoneyTips) and found that some of them were very hard to keep within that magic but annoying 140 character limit. So far, I have managed it, however sometimes a little of the meaning seems to get lost, and occasionally I wanted to add a little more explanation. This is where I do it. I hope you enjoy the next 10 tips below...

Budget 2017-2018 - House and Calculator 2

Budget 2017-2018 – some of the other bits

Federal Australian Budget 2017-2018 So, everyone is focusing on the headlines for the 2017-2018 Australian budget just delivered. I get that, people like to read headlines that impact them. Therefore people are writing about things that will have the largest impact on people. Rather than just duplicating the Medicare, First home buyers, Uni students, and Drug tests, I wanted to have a look at a couple of the items that match my criteria for interesting and worth talking about: positive news (people already focus on the negative enough) smaller news (the things that others may miss) Let’s start with one...

Home and Contents Insurance Renewal - House Fire 5

Insurance Renewal – Home and Contents

Earlier this month I had the pleasure of renewing my home and contents insurance. I know most people won’t consider it a pleasure to pay for something you hope you will never need, but I did. There are two main reasons for this, firstly insurance is important, secondly because I got a discount. Let me tell you a little about two events that gave me a smile. Why Insurance? Insurance is extremely important. I never fully appreciated it until I had my first (and only) uninsured car crash. Thankfully it wasn’t too bad or too expensive. However it caused a possibility to...

Hospital Lessons - Time, Cost, Quality 7

Hospital Lessons – Time, Cost & Quality

It has been over a month since my last post. March was the first month I have missed since I bought the domain. However, I have learnt a lot in the month of March. Sorry for not posting, however hospital trumps blogging in my priority list. I will get to the learnings, but first, a little background. Background I have always been the sort of person who likes to find the best. I like to know that I am getting the best possible results for the lowest possible price. Those of you who have seen the Time, Cost, Quality triangle (or...

Bendigo vs Suncorp Dividend Showdown 5

Bendigo vs Suncorp Dividend Showdown

So far I have not posted anything specifically looking at one company/share or another. However today something happened to Bendigo Bank that peaked my interest. It also highlight one of the things I look for when investing for dividends. Of course this is only ONE thing I look for, there are many others. I hope it goes without saying that you should make sure you consider more than just the dividend information when looking at a company. Bendigo Today Bendigo released their half year results to the market. Following that, I watched the share price drop over the day by...

New Year Goals for 2017 4

New Year Goals for 2017

I can’t believe that January is over and I haven’t yet written down my 2017 new year goals. That means I am already a twelfth of the way towards failing! Time to fix that. Number zero of my new year goals: write down new year goals for 2017. Goal complete! Go me. But seriously let’s get into my new year goals for 2017, and see if I can turn them from text into reality. There will be some goals left over from 2016 that were not quite finished. As the saying goes: if at first you don’t succeed, make it...

Net Worth Update - Money Tree 5

Net Worth Update – December 2016

The year 2017 has started, which means it is time for the six monthly check of how the net worth balance book is going. Having just finished looking at how my 2016 goals went, the details are hot off the press. So to see what the last six months have provided, read on. Given the ASX has moved from around 5310 to 5720 over the six months, it would be a fair guess that the share portion of my holdings did well. They defiantly performed better than the previous six months which was just above flat. I have also been...

New Year 2016 Fireworks 7

Final Tally – 9 New Year Goals For 2016

With 2016 over it is time to have a look back at the new year goals I set at the start of the year. I was well on the way at the half way point, so lets see how many were reached at year end. Score: a slightly generous 6 out of 9 (or 67%) for my 2016 new year goals. 1) Increase Net Worth By $100k Goal: Success. The last half of the year was much better than the first fore this goal. It started with two of the largest single month gains I have in my records, and kept going after...