Remember To Water - Growing your personal finances

Intentionality - Door 0

Financial Intentionality – What Is Your Reason

It is not hard to guess what I am talking about when I say intentionality. Obviously I am talking about doing things with a direction, a purpose, a reason, an intent. Recently I listened to a podcast (I wish I could remember which one) that talked about the importance of being intentional in your financial choices and decisions. So I wanted to talk a little bit about my, slightly alternate view on that. I also list my (current) intentions around my finances. Having Intentionality You don’t have to know what you want to have intentionality. I know that may sound backwards, but...

Money Tips - Tip Jar (#MoneyTips) 2

Money Tips 31 to 40 Explained

Money Tips 31 to 40 Explained (#MoneyTips) Time for my fourth set of 10 money tips to gain an explanation. I have posted my money tips to Twitter (using the hash tag #MoneyTips) and found that some of them were very hard to keep within that magic but annoying 140 character limit. So far I have managed it, however sometimes a little of the meaning seems to get lost, and occasionally I wanted to add a little more explanation. This is where I do it. I hope you enjoy the next 10 tips below – and remember to tweet @RememberToWater with hashtag #MoneyTips...

Record Return - Ledger 0

Record Return – What is your best financial return?

Some Of The Finance Topics I Think About If you just want numbers, jump down to the end of this post for the record return numbers. Otherwise let me jump back and have a look at the many bits and pieces that make up a persons financial picture. I am sure I don’t have them all listed, and am surprised people don’t think about their finances every single day given how broad the topics are. On any given day I can find myself thinking about any or all of the following: House prices Official interest rate Investment loan rates Bank interest...

New Year 2016 Fireworks 6

9 New Year Goals For 2016 – Half Way Point

Now that I am firmly back from holiday, I thought it was a good time to quickly check in on my new year goals from the start of the year and see how I am going. So how are my 9 new year goals going so far, and what has changed… 1) Increase Net Worth By $100k After a stellar August (that was good enough that I may post about it separately), I am $66k towards the $100k total. So this goal is going quite well. Lets break it down further, however the original goals are not quite how I track...

Money Tips - Tip Jar (#MoneyTips) 3

Money Tips 21 to 30 Explained

Money Tips 21 to 30 Explained (#MoneyTips) Time for my third set of 10 money tips to gain an explanation. I have posted my money tips to Twitter (using the hash tag #MoneyTips) and found that some of them were very hard to keep within that magic but annoying 140 character limit. So far I have managed it, however sometimes a little of the meaning seems to get lost, and occasionally I wanted to add a little more explanation. This is where I do it. I hope you enjoy the next 10 tips below – and remember to tweet @RememberToWater with hashtag #MoneyTips...

Net Worth Update - Money Tree 2

Net Worth Update – June 2016

After a wonderfully relaxing, almost month-long vacation – I am back. Did you miss me? I know I didn’t, but then I am with me almost 15 to 20 hours a day (depending on how much sleep I get). Now I am back, it is time for my second net worth update. My last net worth update was back at the end of 2015 where I had just cracked the $1.15m mark. Let’s see how the last 6 months have treated me… Firstly, the share market (all ordinaries) over the last 6 months has been up and down a bit, but...

On Top Financially - Mountain 5

5 Realistic Steps To Win Financially

Many people would say there are more than five steps. Others would say just one or two things could get you on top financially. Both could be argued, but after reading many blogs, living out all of the five to some degree, and doing a lot of thinking, I have come up with my five realistic steps to get on top, stay on top, and win financially. To set the ground work I just want to say that by “on top” and “win” I mean not having to worry about money. I am not talking top 1% or 0.1%, I am talking...

Money Tips - Tip Jar (#MoneyTips) 5

Money Tips 11 to 20 Explained

Money Tips 11 to 20 Explained (#MoneyTips) Time for my second set of 10 money tips to gain an explanation. I have been posting my thoughts on money to Twitter (using the hash tag #MoneyTips) and found that some of them were very hard to keep within that magic but annoying 140 character limit. So far I have managed it, however sometimes a little of the meaning seems to get lost, and occasionally I wanted to add a little more explanation. This is where I do it. I hope you enjoy the next 10 tips – and remember to tweet @RememberToWater...

2016 Federal Budget - Tax 6

2016 Federal Budget Part 2 – Super

My View Part #2 – Super Back in part #1 I had a look at whether the federal budget had actually addressed bracket creep like they had been saying. In this next part I would like to touch on the changes to Super that impact me. Super (or Superannuation) is more or less the Australian equivalent of the 401k in the US – it is the required method for saving for retirement. Now if you are getting closer to retirement then there are areas I will not be looking at here. If you are uber wealthy, then I won’t be considering...

2016 Federal Budget - Tax 3

2016 Federal Budget Part 1 – Bracket Creep

My View Part #1 – Bracket Creep On Tuesday the 3rd of May 2016 the proposed federal budget was handed down. Budgets will often change or tweak a lot of things from education to defence, from welfare to health and from taxation to job creation. Almost every budget has good parts and bad parts for every individual, company and the economy/country as a whole. Being squarely in the individual category, and with this being a personal finance blog, it is the changes that directly impact me, my family, and my friends (along with fellow Australian personal finance bloggers) that I am most interested in. I...